 Dr. Dolf de Roos is running public seminars throughout Australia, New Zealand, Asia, North America, and Europe, training real estate agents, writing and publishing best-selling property books including New York Times Best Seller, Real Estate Riches, as well as introducing software to both analyze and  manage investment property. While studying Electrical Engineering at the University of Canterbury in New Zealand, Dolf realized electrical engineering, though inherently interesting, was not necessarily lucrative. A subsequent nine-month study of the rich followed to determine what qualities they had in common. Attributes they did  not share were age, gender, race, creed, country of origin or education. Surprisingly, it did not even matter whether or not they were born into rich families. Dolf did note one common denominator; almost without exception, the rich either made their money through property, or held their wealth in property. This finding marked a shift in Dolf's focal point. Although he continued on to earn a PhD in Engineering, Dolf began investing in property as an undergraduate student. Over the years, as his successes with property became apparent, Dolf was cajoled into sharing the "why" and "how" of his real estate investment strategies.
 Robert Kiyosaki was born and raised in Hawaii, he is a fourth-generation Japanese-American. After graduating from college in New York, Robert joined the Marine Corps and went to Vietnam as an officer and helicopter gunship pilot. Returning from the war, Robert went to work for the Xerox Corporation, and in 1977 started a company that brought the first  nylon and Velcro surfer wallets to market. In 1985, he founded an international education company that taught business and investing to tens of thousands of students throughout the world. In 1994, Robert sold his businesses and retired at the age of 47. Shortly afterward, he wrote The New York Times best-seller Rich Dad, Poor Dad, and he created the educational boardgame, CASHFLOW. He currently lives in Phoenix with his wife Kim.
 Stephen R. Covey is widely acknowledged as one of the world's leading authorities on empowerment. Thousands of organizations worldwide-including more than 150 of the Fortune 500-have adopted his innovative techniques on quality, leadership, innovation, trust, teamwork, customer-focused service and organizational alignment. His audio book, The 7 Habits of Highly  Effective People is a Nightingale Conant best-seller. Stephen has recently published The 8th Habit: From Effectiveness to Greatness. Dr. Covey earned his undergraduate degree from the University of Utah, his MBA from Harvard, and completed his doctorate at Brigham Young University. While at Brigham Young University, he served as assistant to the president and was also a professor of business management and organizational behavior.
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Five Ways To Become Wealthy
by Brian Tracy
The Five Roads to Financial Success in America and How to Choose Your Own
There are basically five ways that you can become wealthy starting with nothing in America based on over 25 years of research into American millionaires. Number one, you can inherit it. Less than 10 percent of wealthy Americans inherited any of their money, and it's less and less every single year.
The Second Way
The second way that you can become wealthy is you can achieve it professionally. You can become a doctor or a lawyer or an architect or an accountant. You can become extremely good at what you do, be paid very well, and hold on to the money.
The Third Way
The third way you can achieve it is you can become a senior executive of a large corporation. You can be highly paid; you can have stock options and bonuses. And if you stay with the company long enough, for enough years, you can be paid enough to become wealthy.
The Fourth Way
You can win it. But only a tiny fraction of one percent of wealthy Americans got that way by winning their money some way or another. As a matter of fact, the odds against you winning the lottery are the equivalent
of lightning striking twice in the same place. They're millions and millions to one.
The Best Way
The fifth way that you can become wealthy is you can start your own business and earn it all by yourself. Starting your own business has been and will always be the high road to becoming wealthy for most self-made millionaires. Entrepreneurship in America offers more opportunities and opens more doors than all other possibilities put together. This is why it has been said that if you have the ability to start your own business
and you don't do it, you are a fool. I'll repeat that. If you have the ability to start your own business and you don't do it, you're a fool.
Where do you start?
You start by getting your finances under control. The very first thing you do is you make a decision to get your finances under control. Some years ago, a man named George Classon wrote a book called The Richest Man in Babylon. It's a classic on financial success and what Classon said in that book was that the key to becoming wealthy is to pay yourself first. Take ten percent off your earnings, off your gross income every month and put it aside. Learn to live on ninety percent or less of your gross income. So the very first thing
that you do is you begin to save your money.
Action Exercises
Now, here are two things you can do immediately to put yourself onto the high road to personal wealth:
First, resolve today to begin saving your money a little bit at a time. Set a goal to save 10% of your earnings, to put it away and to never touch it. This will change your life.
Second, immediately register your own business or sole proprietorship. Open a bank account, get business cards and letterhead and create the corporate entity under which you can do business. Your business opportunities will appear far sooner than you think. If you build it, they will come. |
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 Jay Abraham is the nation’s highest paid marketing consultant, he regularly works marketing miracles for his clients. During his 24 year career, Mr. Abraham has worked with over 5,000 individual businesses in 165 separate industries. He has consulted for businesses large, medium and small, from one person operations to  some of the world’s largest corporations including Weyerhauser, Coldwell Banker, Prudential-Bache, Dun and Bradstreet, Citibank and Sears Roebuck & Company. Mr. Abraham specializes in successfully identifying and ethically exploiting a company’s  hidden, marketable assets to create windfall profits for his clients.
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